1. Acceptance of Terms
The Foundation of Our Agreement
By accessing or using the RewardWise application, website, and services (collectively, the "Platform"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you are prohibited from using or accessing this site.
2. Eligibility
Who Can Use RewardWise
Age Requirements
You must be at least 18 years of age (or the legal age of majority in your jurisdiction) to create an account and execute conversions.
Jurisdiction
Services are only available in regions where RewardWise is legally authorized to operate. Use of VPNs to circumvent geographic restrictions is prohibited.
3. Reward Services
Our core mechanisms for value exchange and liquidity provision.
Liquidity Conversion
RewardWise acts as a bridge between digital rewards and fiat currency. All conversions are subject to current market liquidity and dynamic spread adjustments.
Fee Transparency
We provide real-time fee calculations. Fees are deducted at the moment of execution and include network costs and service premiums.
4. Security & Data Protection
Institutional Grade
All sensitive data is encrypted using AES-256 standards and stored in isolated environments.
Two-Factor Auth
2FA is mandatory for all payout activities exceeding the baseline threshold of $500 equivalent.
Privacy First
We do not sell user behavioral data to third-party marketing entities, period.
5. AML/KYC Compliance
| Tier | Limits | Requirements |
|---|---|---|
| Tier 1: Basic | Up to $500/mo | Email & SMS Verification |
| Tier 2: Verified | Up to $10,000/mo | Government Issued Photo ID |
| Tier 3: Pro | Unlimited | Proof of Address & Income |
6. Payout Timelines
Our settlement cycle is engineered for speed, but subject to banking network availability.
7. Prohibited Uses
-
blockEngaging in "Structuring" to evade transaction reporting requirements or regulatory oversight.
-
blockUtilizing the platform for money laundering, terrorism financing, or funding any illicit activities.
-
blockReverse engineering, hacking, or scraping the RewardWise API for unauthorized data collection or service disruption.
8. Limitation of Liability
The Boundaries of Our Responsibility
To the maximum extent permitted by applicable law, RewardWise shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.